The Problem

For many Massachusetts residents, especially those living outside of Boston,
car ownership is a barrier to escaping poverty.

“Commuting time, not crime or schooling “has emerged as the single strongest factor in the odds of escaping poverty. The longer an average commute…the worse the chances of low-income families there moving up the ladder.”

New York Times

A Mass Inc. report states that “only a small majority of jobs in Massachusetts’ Gateway Cities are accessible by transit with less than a 90-minute one-way commute.” 

Our Mission

Mobilize workforce members in need to better compete for living-wage jobs through affordable car ownership.

Our Vision

A more robust economy where citizens in need have the training and transportation they need to realize their potential.

Despite a clear need and proven, life-changing benefits, almost no one in Massachusetts is providing affordable car ownership to individuals in need.

Second Chance Cars (SCC) is closing this gap by partnering with local nonprofits that support veterans,
returning citizens, and single parents.

Working side by side with these organizations, SCC identifies qualified candidates, carefully refurbishes used cars, and matches them with recipients who pay only $900—that’s $75 a month for one year—through a zero-interest,
credit-building loan from the Metro Credit Union.